A crypto-to-naira app that converts your deposit to naira automatically, with an opt-in setting that pays the naira straight to your bank. This review sets out what Breet says about itself, what we could and could not find, and where it differs from Yesa, so you can pick the one that fits how you cash out.
Facts as Breet publishes them, checked 24 September 2026.
| Breet (per its site) | Yesa | |
|---|---|---|
| What it is | A crypto-to-naira app that converts your deposit to naira automatically, with an opt-in setting that pays the naira straight to your bank | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: a deposit converts to naira automatically at the prevailing rate; there is no sell button. Automatic Settlement to your bank is an opt-in setting | Yes, at the rate on screen before you send |
| Buy crypto with naira | Yes, stablecoins, per its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, per its site | Yes |
| Gift cards | Not published on its site | Yes, sold for naira |
| Bills and airtime | Bill payments, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Selling fee of 1.5% up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000, per its USDT page; a naira withdrawal fee applies, per its help centre | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Converts at the rate prevailing when your deposit arrives; no figure to approve first | On screen before you send or confirm |
| Payout to a Nigerian bank | Funds in your bank within 5 minutes, per its help centre | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Ghana, per its site | Nigeria |
| Apps | iOS, Android and web | Android and iPhone |
| Store listing | Google Play 100K+ downloads, 4.6 | Google Play 4.7 from 64 reviews |
What Breet offers, as it describes it, beside how Yesa handles the same thing.
| Breet (per its site) | Yesa | |
|---|---|---|
| 1 | A deposit converts to naira by itself at the rate prevailing when it arrives; there is no sell step. | You see the naira figure first and approve it; nothing converts until you press sell. |
| 2 | Publishes tiered selling fees (1.5% to 0.5% by size) and a naira withdrawal fee. | Zero sell fees on crypto and gift cards; the figure on screen is what lands in your balance. |
| 3 | Pays out in Ghana as well as Nigeria, with bill payments, invoicing and gifting listed on its site. | Nigeria only, with gift cards sold for naira and bills from the same naira balance. |
None of this makes Breet a bad choice. It means the answer depends on what you are cashing out and how you want to be paid.
You see the naira figure before you send crypto or upload a card, and the sale settles at that figure.
On crypto and on gift cards, the amount on your screen is the amount that lands in your naira balance.
Sell crypto for naira, or buy ten coins with naira from your balance or by bank transfer, in one app.
Gift cards, airtime, data, TV and electricity from the same naira balance, and withdrawals to any Nigerian bank, with a measured median payout of 4.7 seconds across 1,700 payouts.
Breet suits you if you want conversion to happen by itself without pressing anything, or you need payouts in Ghana.
Yesa suits you if you want to see the naira figure and approve it before anything converts, pay zero sell fees, and handle gift cards and bills from the same balance.
The full side-by-side is on Yesa vs Breet, and every platform we have reviewed is listed on Yesa compared.
Breet is an operating platform with a live app and website; our facts about it come from those. What we could not find on its site is marked as not published. Nigeria's Securities and Exchange Commission regulates digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
Selling fee of 1.5% up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000, per its USDT page; a naira withdrawal fee applies, per its help centre.
Yes, stablecoins, per its site.
Funds in your bank within 5 minutes, per its help centre.
If you want the rate on screen before you send, zero sell fees and both buying and selling in one app, that is what Yesa is built for. Yesa vs Breet lays the two side by side.
The Yesa Team. Details checked 24 September 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.