You do not have to buy a whole bitcoin. On Yesa you enter a naira amount, see the rate per bitcoin and what your naira buys, and the BTC lands in your Yesa wallet.
Bitcoin divides into a hundred million pieces, so any naira amount buys a slice of one.
This is where most first purchases go wrong in people's heads: they check the price of one bitcoin, decide it is out of reach, and stop. What you actually do is type a naira figure, and the screen tells you what fraction of a bitcoin that is.
Bitcoin's price moves, in naira and in dollars, which is the difference between buying it and buying a stablecoin like USDT. This page explains how buying works on Yesa. It is not a view on whether to buy any coin, and nothing here is financial advice.
Buy sits on the home screen next to Sell. Choose what you want to buy from the list of coins.
Type what you want to spend. The screen shows roughly how much Bitcoin that buys and the rate per coin, along with the smallest and largest amount you can buy right now. Those limits move, so the screen is the one to trust.
Either from your Yesa naira balance, or by bank transfer from an account in your name.
You confirm with your account password or your transaction PIN, whichever your app asks for. Nothing is charged until you transfer, and cancelling costs nothing.
Yesa shows you an account and an exact total. Send the exact total shown. A different amount is not processed, so type the figure rather than rounding it. Send from a bank account in your own name. A transfer from any other account is not accepted and goes back to that account within 24 working hours.
Your Bitcoin lands in your Yesa wallet, a few minutes after a bank transfer and straight away when you paid from your naira balance. From there you can hold it, swap it, or sell it back to naira whenever you want.
The BTC sits in your Yesa wallet. You can hold it, swap it, or sell it back for naira at the rate on screen, published daily at today's Bitcoin to naira rate.
Selling it back is the same app in reverse: sell Bitcoin for naira, with the naira going to any Nigerian bank account. If you would rather hold dollars than a moving price, USDC vs USDT in Nigeria covers the two stablecoin options.
In Yesa, tap Buy, choose BTC, and type the naira amount you want to spend. Pay from your Yesa naira balance or by bank transfer from an account in your name, confirm with your password or transaction PIN, and the BTC arrives in your Yesa wallet.
No. Bitcoin divides into very small units, so you buy by naira amount and receive a fraction. The screen shows what your amount buys before you confirm.
The amount screen shows the current minimum and maximum as you type. They move with the rate and with what the payment route allows that day.
The rate per bitcoin is on screen before you confirm. Until then the BTC amount is an estimate, and on a bank transfer the final amount is fixed when your transfer arrives, because the market moves while a transfer is in flight.
Yes, in the same app, with the naira paid to any Nigerian bank account. Today's payout rate is at Bitcoin to naira rate.
Almost always one of three things: it came from an account in someone else's name, the amount was rounded instead of exact, or the single use account had already stopped accepting transfers. Nothing is charged until you transfer, and cancelling costs nothing.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 24 September 2026. Information about other products comes from their own help pages and documentation; if you spot something out of date, tell us and we will correct it.