USDT is the dollar most Nigerian crypto is priced in. On Yesa you type a naira amount, see what it buys, pay from your balance or by bank transfer, and the USDT lands in your Yesa wallet. No P2P seller, no chat, no waiting for a release.
Open the Yesa app to see exactly what your naira buys.
Ask what anything costs in Nigerian crypto and the answer usually comes back in USDT.
P2P markets, OTC desks and most traders quote in USDT, so holding it means you are already in the currency the market speaks.
USDT aims to stay at one United States dollar. Naira turned into USDT moves with the dollar from then on, which is why people use it to hold savings.
Most USDT sent between Nigerians travels as TRC-20 on the TRON network, where a transfer costs little and lands in about a minute. TRON and TRC-20 explains the difference between the network and the coin.
This page explains how buying works on Yesa. It is not a view on whether to buy any coin, and nothing here is financial advice.
| Yesa | P2P marketplace | |
|---|---|---|
| Who you pay | A single use account for this purchase, or your Yesa balance | A stranger's bank account |
| Price | On screen before you confirm | Set by each seller, varies by seller |
| What can go wrong | The transfer is not from your own account, or not the exact amount: it is returned | Seller delays the release, disputes, or a bank flag on a stranger's transfer |
| Where the USDT lands | Your Yesa wallet | Your exchange wallet, after the seller releases it |
The selling side of the same choice is at sell USDT without P2P.
Both aim to hold one dollar. USDT is what Nigerian markets price in; USDC is more common for money arriving from abroad, such as payroll and freelance platforms. Buy the one you will spend or be asked for, because swapping later costs a fee and a second transfer. The full comparison is at USDC vs USDT in Nigeria, and USDC has its own buy page.
The same four steps for every coin, with the figure on screen before you commit.
Buy sits next to Sell on the home screen. Pick USDT from the list.
The screen shows roughly how much USDT that buys, the rate per coin, and the smallest and largest amount allowed right now.
From your Yesa naira balance, or by bank transfer of the exact total from an account in your own name. Confirm with your password or transaction PIN, whichever your app asks for. Nothing is charged until you transfer, and cancelling costs nothing.
Straight away from a naira balance, a few minutes after a bank transfer. The USDT is then yours to hold, swap, send or sell back.
What a dollar of USDT pays in naira when you sell is at USDT to naira rate, updated every morning, and how apps compare is at compare USDT naira rates. Selling back is sell USDT for naira, with zero sell fees and the naira paid to any Nigerian bank account.
In Yesa, tap Buy, choose USDT and type the naira amount. Pay from your Yesa naira balance or by bank transfer from an account in your name, confirm with your password or transaction PIN, and the USDT arrives in your Yesa wallet.
Yes. On Yesa you pay a single use account or your Yesa balance, not a seller, so there is no release to wait for and no chat. The amount you get is on screen before you confirm.
It aims to be worth one United States dollar and is issued by Tether, which says it holds reserves to back it. It is a dollar token, not a bank dollar. This is not financial advice.
USDT sent on the TRON network. It is still USDT; TRC-20 just names the network it travels on, which is the cheap, fast default for moving USDT between Nigerian users.
When you send USDT out, or sell USDT you hold elsewhere, the deposit and send screens in the app list the networks Yesa supports. Match the network on both ends, and send a small test amount the first time.
The calculator at the top of this page gives a rough figure, and the app shows the rate per USDT and the amount before you confirm. On a bank transfer the final amount is fixed when your transfer arrives.
Almost always one of three things: it came from an account in someone else's name, the amount was rounded instead of exact, or the single use account had already stopped accepting transfers. Nothing is charged until you transfer, and cancelling costs nothing.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 5 October 2026. Information about other products comes from their own help pages and documentation; if you spot something out of date, tell us and we will correct it.