Two ways to turn crypto or gift cards into naira. Here is what each one states, the differences that matter, and who each suits.
Roqqu's column is what its own site says, checked 12 October 2026. Yesa's column is what Yesa publishes.
| Roqqu (per its site) | Yesa | |
|---|---|---|
| What it is | An established Nigerian app for buying, selling, swapping and storing crypto, with virtual cards, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes, in the app, then withdraw to your bank | Yes, at the rate on screen before you send |
| Buy crypto with naira | Its fees page lists a 2% fee to buy, but none of its pages says you can pay in naira | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, per its site | Yes |
| Gift cards | Not published on its site | Yes, sold for naira |
| Bills and airtime | Bills payment, per its site | Airtime, data, TV and electricity |
| Fee on a sale | 2% to buy, sell and swap, per its fees page, which lists fiat deposits and withdrawals at $0 but does not mention naira | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Not published on its site | On screen before you send or confirm |
| Payout to a Nigerian bank | Withdrawals processed within 30 minutes, per its store listing | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria, with money transfers to over 20 countries, per its store listing | Nigeria |
| Apps | iOS and Android | Android and iPhone |
| Store listing | Google Play 1M+ downloads, 4.3 | Google Play 4.7 |
What Roqqu offers, as it describes it, beside how Yesa handles the same thing.
| Roqqu (per its site) | Yesa | |
|---|---|---|
| 1 | Buying, selling, swapping, virtual cards, crypto loans and savings, with 1.8M+ users, per its site. | Buying, selling and swapping too, with gift cards and bills from the same balance. |
| 2 | Publishes a 2% fee to buy, sell and swap and says withdrawals are processed within 30 minutes; supported networks are not published. | Zero sell fees published up front, and a measured payout median of 4.7 seconds. |
| 3 | Bills payment listed on its site; gift-card selling is not. | Gift cards sold for naira, plus airtime, data, TV and electricity from the same balance. |
Roqqu: you want a large, long-established app and are comfortable with a 2% fee on each trade.
Yesa: you want zero fees to sell or buy crypto, a measured payout speed, and gift cards in the same app.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the figure shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
It depends on what you value. The differences are laid out above, each with the Yesa side beside it. Yesa is built around the rate on screen first, zero sell fees, and buying and selling in one app. Pick by the one thing that matters most to you.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Roqqu: 2% to buy, sell and swap, per its fees page, which lists fiat deposits and withdrawals at $0 but does not mention naira.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, historical rather than guaranteed. Roqqu: Withdrawals processed within 30 minutes, per its store listing.
Yes. Nothing stops you holding both apps and choosing per transaction. Many people check the naira figure in two apps before a large sale.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 12 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.