Two ways to turn crypto or gift cards into naira. Here is what each one states, the differences that matter, and who each suits.
Breet's column is what its own site says, checked 12 October 2026. Yesa's column is what Yesa publishes.
| Breet (per its site) | Yesa | |
|---|---|---|
| What it is | A crypto-to-naira app that converts your deposit to naira automatically, with an opt-in setting that pays the naira straight to your bank | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: crypto sent to your Breet address converts to naira automatically at the prevailing rate. Automatic Settlement to your bank is an opt-in setting, per its help centre | Yes, at the rate on screen before you send |
| Buy crypto with naira | Yes, stablecoins, per its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, per its site | Yes |
| Gift cards | Not published on its site | Yes, sold for naira |
| Bills and airtime | Bill payments, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Selling fee of 1.5% up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000, per its USDT page; a naira withdrawal fee applies, per its help centre | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Converts at the rate prevailing when your deposit arrives; no figure to approve first | On screen before you send or confirm |
| Payout to a Nigerian bank | Funds in your bank within 5 minutes, per its help centre | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Ghana, with a USD wallet for users in Kenya, Rwanda and Tanzania, per its help centre | Nigeria |
| Apps | iOS, Android and web | Android and iPhone |
| Store listing | Google Play 500K+ downloads, 4.6 | Google Play 4.7 |
What Breet offers, as it describes it, beside how Yesa handles the same thing.
| Breet (per its site) | Yesa | |
|---|---|---|
| 1 | A deposit converts to naira by itself at the rate prevailing when it arrives; you do not approve a naira figure first. | You see the naira figure first and approve it; nothing converts until you press sell. |
| 2 | Publishes tiered selling fees (1.5% to 0.5% by size) and a naira withdrawal fee. | Zero sell fees on crypto and gift cards; the figure on screen is what lands in your balance. |
| 3 | Pays out in Ghana as well as Nigeria, with bill payments, invoicing and gifting listed on its site. | Nigeria only, with gift cards sold for naira and bills from the same naira balance. |
Breet: you want conversion to happen by itself without pressing anything, or you need payouts in Ghana.
Yesa: you want to see the naira figure and approve it before anything converts, pay zero sell fees, and handle gift cards and bills from the same balance.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the figure shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
It depends on what you value. The differences are laid out above, each with the Yesa side beside it. Yesa is built around the rate on screen first, zero sell fees, and buying and selling in one app. Pick by the one thing that matters most to you.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Breet: Selling fee of 1.5% up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000, per its USDT page; a naira withdrawal fee applies, per its help centre.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, historical rather than guaranteed. Breet: Funds in your bank within 5 minutes, per its help centre.
Yes. Nothing stops you holding both apps and choosing per transaction. Many people check the naira figure in two apps before a large sale.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
Yes. Yesa sells crypto for naira and also lets you buy it: ten coins (USDT, USDC, Bitcoin, Ethereum, BNB, Solana, TRON, Litecoin, Dogecoin and XRP), paid from your Yesa naira balance or by bank transfer from an account in your own name. Some comparison pages written before September 2026 still say Yesa cannot buy crypto; that is out of date.
Yesa is a Yesatrix Technologies Limited product, registered in Nigeria under RC 9897554. On Google Play the app is published by Black Sahara and on the App Store by Blue Zenith Technologies LTD: those are the store publishing accounts for the same app. You can look up RC 9897554 on the Corporate Affairs Commission's public search.
The Yesa Team. Details checked 12 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.