Buy, sell and swap crypto, with interest on crypto, a dollar card, bills, an OTC desk and an API, in Nigeria and Ghana, per its site. This review sets out what Obiex says about itself, what we could and could not find, and where it differs from Yesa, so you can pick the one that fits how you cash out.
Facts as Obiex publishes them, checked 29 September 2026.
| Obiex (per its site) | Yesa | |
|---|---|---|
| What it is | Buy, sell and swap crypto, with interest on crypto, a dollar card, bills, an OTC desk and an API, in Nigeria and Ghana, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: swap to naira and withdraw to your bank | Yes, at the rate on screen before you send |
| Buy crypto with naira | Yes, advertised with zero fees | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, advertised with no fees | Yes |
| Gift cards | Not published on its site | Yes, sold for naira |
| Bills and airtime | Bill payments, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Zero fees to buy and sell, advertised on its site; a network fee on crypto withdrawals, per its fees page | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Not published on its site | On screen before you send or confirm |
| Payout to a Nigerian bank | Bank payout time not published; swaps described as not waiting for blockchain confirmation | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Ghana, per its site | Nigeria |
| Apps | Android and iOS | Android and iPhone |
| Store listing | Google Play 100K+ downloads, 4.7 from 2.06K reviews; its site says over 100,000 users | Google Play 4.7 |
What Obiex offers, as it describes it, beside how Yesa handles the same thing.
| Obiex (per its site) | Yesa | |
|---|---|---|
| 1 | An exchange with interest on crypto, a dollar card, an OTC desk and an API, per its site. | A sell screen, not an exchange: the naira figure is on screen first and the sale settles at it. |
| 2 | No gift cards on its site. | 17 gift card brands sold for naira, with zero sell fees. |
| 3 | Bank payout time not published. | A measured payout median of 4.7 seconds across 1,700 payouts. |
None of this makes Obiex a bad choice. It means the answer depends on what you are cashing out and how you want to be paid.
You see the naira figure before you send crypto or upload a card, and the sale settles at that figure.
On crypto and on gift cards, the amount on your screen is the amount that lands in your naira balance.
Sell crypto for naira, or buy ten coins with naira from your balance or by bank transfer, in one app.
Gift cards, airtime, data, TV and electricity from the same naira balance, and withdrawals to any Nigerian bank, with a measured median payout of 4.7 seconds across 1,700 payouts.
Obiex suits you if you want an exchange with interest on crypto and an OTC desk, or you cash out in Ghana.
Yesa suits you if you want the naira figure on screen first, a measured payout in seconds, and gift cards in the same app.
The full side-by-side is on Yesa vs Obiex, and every platform we have reviewed is listed on Yesa compared.
Obiex is an operating platform with a live app and website; our facts about it come from those. What we could not find on its site is marked as not published. Nigeria's Securities and Exchange Commission regulates digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
Zero fees to buy and sell, advertised on its site; a network fee on crypto withdrawals, per its fees page.
Yes, advertised with zero fees.
Bank payout time not published; swaps described as not waiting for blockchain confirmation.
If you want the rate on screen before you send, zero sell fees and both buying and selling in one app, that is what Yesa is built for. Yesa vs Obiex lays the two side by side.
The Yesa Team. Details checked 29 September 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.