The same brand and value can have two rates. Here is why, how each is submitted, and how to avoid being paid the lower one by mistake.
A physical card almost always pays more than an e-code of the same brand and value. The two are separate card types in the Yesa app, each with its own rate, so pick the one that matches your card.
| Physical card | E-code | |
|---|---|---|
| What you have | A plastic or paper card with a code under a scratch panel | A code sent by email, in a receipt, or shown on a screen |
| How you submit it | A clear photo of the card with the code visible (and the receipt where a type asks for it) | Type the code into the app |
| The rate | Usually the higher of the two | Usually lower than the physical type of the same brand and value |
| Where to find the rate | The brand page lists physical types with today's figure | The same page lists e-code types separately |
Pick the physical type, then photograph the card itself. The physical types take a photo, not a typed code.
Whole card in frame, in focus, every digit of the code visible, nothing covering it. Scratch the panel gently.
Some Amazon types pay a receipt rate; the receipt's card number must match the card.
Many of them. Vanilla, Visa, Nordstrom, Sephora, Amazon and iTunes and Apple list e-code types beside physical ones, with today's rate for each. Steam and Razer Gold are photo-only. The full list links every brand.
Almost always, for the same brand and value. They are separate card types with separate rates in the Yesa app.
Yes. Pick the brand's e-code type, type the code, check the naira on screen and submit. Yesa charges zero sell fees on gift cards: nothing is deducted from the naira figure shown for the type you pick.
A physical card is the plastic or paper card with a code under a scratch panel. An e-code is a code sent by email, printed on a receipt or shown on a screen, with no card.
E-code types usually carry a lower rate than the physical types of the same brand and value. The brand pages show both rates side by side.
The whole card, in focus, with every digit of the code visible and nothing covering it. A blurred or cropped photo cannot be confirmed.
The naira on screen is the card value times the rate for the type you pick, so pick the type that matches your card. Once the card is confirmed, the naira lands in your Yesa balance, and you can withdraw it to a Nigerian bank account. Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees.
The Yesa Team. Details checked 26 October 2026. Card types and what each accepts come from the Yesa app on the date shown; they change as the market changes, so the app is the final word.