Which gift cards pay the most in Nigeria?

Per dollar of card value, the ranking changes daily. Here is what decides it, which brands tend to lead, and where to read today's list.

4.7smedian bank payout on Yesa, measured across 1,700 payouts
15K+active users

Today's ranking, and where it lives

The list of gift card rates ranks every brand Yesa buys by its highest USA rate per dollar, updated every morning and refreshed live while the page is open. On 26 October 2026 the top five per dollar were iTunes and Apple ₦1,127; Macy's ₦1,108; Foot Locker ₦1,071; Razer Gold ₦1,048; Steam ₦1,016. Open a brand to see every country and card type behind that headline figure.

What makes one card pay more than another

The brand

A few brands sit near the top of the list most weeks; others never reach it. The list page shows today's order.

Country of issue

For most brands the USA card pays the most per unit of value; Steam and iTunes are the exceptions, where the UK card paid more per pound than the USA card per dollar on the day we checked. Cards for smaller markets pay far less per unit, even for the same brand.

Physical card or e-code

A physical card almost always pays more than an e-code of the same brand and value.

Card value

Larger values often sit in a higher band with a higher rate per dollar. Most brand pages show what a $25 to $500 card pays today.

The card's own details

Vanilla and Visa types name the first digits they accept; Razer Gold pins are split by code length; some Amazon types by whether you have the receipt.

How to read a rate

A rate is naira per 1 unit of the card's currency, so compare like with like: a UK rate per pound is not higher than a USA rate per dollar just because the number is bigger. The naira figure the app shows for your exact card, before you submit, is the one that matters.

Holding a card and waiting for a higher rate?

Rates move with the market in both directions, and a card that sits unused can be lost, expire under the issuer's rules, or be drained if the code leaks. Selling a card you do not plan to use, at today's rate, is usually the safer choice. This is general information, not financial advice.

Related guides

Gift card rates: common questions

Which gift card has the highest rate in Nigeria today?

The list page ranks every brand by today's highest USA rate per dollar. On 26 October 2026 the leaders were iTunes and Apple ₦1,127; Macy's ₦1,108; Foot Locker ₦1,071; Razer Gold ₦1,048; Steam ₦1,016. The ranking changes daily.

Do USA gift cards pay more than UK ones?

For most brands, yes, per unit of value. Steam and iTunes are the exceptions: on 26 October 2026 their UK cards paid more per pound than the USA cards per dollar. A rate is per dollar or per pound, so read the unit before comparing. Each brand page lists every country's rate.

Does a physical card pay more than an e-code?

Almost always. The two are separate card types with separate rates, and the physical type is higher for the same brand and value.

Do bigger cards get a better rate?

Often. Many brands price by value band, so a $200 card can sit in a higher band than a $50 card. Most brand pages show what $25 to $500 cards pay today.

Does Yesa charge a fee on gift cards?

No. Yesa charges zero sell fees on gift cards: nothing is deducted from the naira figure shown for the type you pick.

Where do I see the exact naira for my card?

In the Yesa app, after you pick the brand and card type and before you submit. The naira on screen is the card value times the rate for the type you pick, so pick the type that matches your card.

The Yesa Team. Details checked 26 October 2026. Card types and what each accepts come from the Yesa app on the date shown; they change as the market changes, so the app is the final word.

See your card's rate in Yesa