Yesa shows your naira amount before you sell, charges zero sell fees, and pays your bank in a measured median of 4.7 seconds across 1,700 payouts. Here is what you give up with Monica.
Monica facts are as Monica publishes them, checked 1 November 2026.
| Yesa | Monica (per its site, checked 1 November 2026) | |
|---|---|---|
| Your amount on screen before you sell | Yes | Converts automatically when your deposit confirms |
| Price held while you confirm | Yes, on the latest app | Not published |
| Measured payouts published | Yes: a median of 4.7 seconds across 1,700 bank payouts | No, estimates only |
| Gift cards | Sold for naira | Selling not found on its site |
Monica is an app that converts crypto to naira when your deposit arrives.
You see your naira amount on screen before you sell.
On the latest version of the app, your naira amount is held on the confirm screen, with a countdown. Confirm while it runs and you get the amount shown. If the market moves too far, you see a fresh price before anything is sold.
Zero sell fees on crypto and gift cards, and zero fees to buy crypto.
Sell crypto for naira, or buy nine coins with naira, in one app.
Gift cards and bills from one balance, with a measured median bank payout of 4.7 seconds across 1,700 payouts, and 78.8% under 10 seconds.
When you need help, you reach a real person.
You see the amount before you sell, you pay zero sell fees, your naira reaches your bank in seconds, and gift cards and bills sit in the same app.
What you give up with Monica, compared, is on Yesa vs Monica, and every platform we have reviewed is listed on Yesa compared.
Monica is an app that converts crypto to naira when your deposit arrives. This page does not vouch for or warn against any company. Using it means automatic conversion when your deposit arrives and no measured payouts, per its site, checked 9 November 2026. Yesa shows your amount before you sell and publishes a measured payout.
With Monica the difference is not a fee line: it converts automatically when your deposit confirms. On Yesa you see your naira amount before you sell, with zero sell fees on crypto and gift cards.
Monica publishes estimates, not measured payouts, per its site, checked 1 November 2026. Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts.
For selling crypto, yes. Yesa shows your amount before you sell and holds it on the confirm screen on the latest app, where Monica converts when your deposit confirms. Yesa also publishes a measured payout: a median of 4.7 seconds across 1,700 bank payouts.
Yesa, which we build. You see your exact naira amount before you sell, pay zero sell fees on crypto and gift cards, and get a bank payout with a measured median of 4.7 seconds. Yesa vs Monica lays the two side by side.
The Yesa Team. Yesa publishes this page and benefits if you choose Yesa. Facts about Monica come from what it publishes on its own website, help centre and store listing, checked 1 November 2026. If you spot an error, email support@yesaapp.ng and we will correct it.