Two ways to turn crypto or gift cards into naira. Here is what each one states, the differences that matter, and who each suits.
Jeroid's column is what its own site says, checked 29 September 2026. Yesa's column is what Yesa publishes.
| Jeroid (per its site) | Yesa | |
|---|---|---|
| What it is | Buy, sell and swap crypto, sell gift cards and pay bills, with an OTC desk for large trades, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: Bitcoin, Ethereum, Tether, BNB and more, 10+ assets, per its site | Yes, at the rate on screen before you send |
| Buy crypto with naira | Yes, per its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, per its site | Yes |
| Gift cards | Yes: 18 named gift card brands sold for naira, per its site | Yes, sold for naira |
| Bills and airtime | Airtime, data, electricity, TV, internet and betting, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Zero hidden fees, stated on its site; no fee schedule published | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | A web rates calculator that it says shows what lands in your account | On screen before you send or confirm |
| Payout to a Nigerian bank | About 15 minutes for crypto, stated on its site; its FAQ says 10 to 15 minutes during business hours | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria, per its site | Nigeria |
| Apps | Android and iOS | Android and iPhone |
| Store listing | Google Play 100K+ downloads, 4.6 from 3.06K reviews | Google Play 4.7 |
What Jeroid offers, as it describes it, beside how Yesa handles the same thing.
| Jeroid (per its site) | Yesa | |
|---|---|---|
| 1 | Payouts stated at about 10 to 15 minutes, during business hours per its FAQ. | A measured payout median of 4.7 seconds across 1,700 payouts. |
| 2 | Its rates page lists USDC on ERC20. | USDC accepted on Ethereum, Solana, Polygon, BNB Smart Chain, Base and Arbitrum. |
| 3 | One web rates page with a calculator. | A daily rate page for each of eight coins, with 30 days of dated history. |
Jeroid: you want an OTC desk for large trades, or betting-wallet top-ups in the same app.
Yesa: you want a measured payout in seconds, zero sell fees, and USDC on cheaper networks.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the figure shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
It depends on what you value. The differences are laid out above, each with the Yesa side beside it. Yesa is built around the rate on screen first, zero sell fees, and buying and selling in one app. Pick by the one thing that matters most to you.
Yesa charges zero sell fees on crypto and gift cards. Jeroid: Zero hidden fees, stated on its site; no fee schedule published.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, historical rather than guaranteed. Jeroid: About 15 minutes for crypto, stated on its site; its FAQ says 10 to 15 minutes during business hours.
Yes. Nothing stops you holding both apps and choosing per transaction. Many people check the naira figure in two apps before a large sale.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 29 September 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.