Sells crypto and gift cards for naira, with bills and money transfers, per its site and store listing. This review sets out what Pandar says about itself, what we could and could not find, and where it differs from Yesa, so you can pick the one that fits how you cash out.
Facts as Pandar publishes them, checked 12 October 2026.
| Pandar (per its site) | Yesa | |
|---|---|---|
| What it is | Sells crypto and gift cards for naira, with bills and money transfers, per its site and store listing | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: its store listing names BTC, USDT, USDC, Tron, ETH and BNB; its help centre names BTC, USDT, ETH, LTC and TRX | Yes, at the rate on screen before you send |
| Buy crypto with naira | Listed in its site menu; we could not find how buying works | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Not published on its site | Yes |
| Gift cards | Yes: 20+ gift cards sold for naira, with separate rates for e-codes and physical cards, per its help centre | Yes, sold for naira |
| Bills and airtime | Airtime, data, electricity and TV, per its site | Airtime, data, TV and electricity |
| Fee on a sale | No transaction fees on crypto, per its help centre; a naira withdrawal fee applies, per its help centre | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | A live gift card rate table on its website | On screen before you send or confirm |
| Payout to a Nigerian bank | Paid in minutes, stated on its store listing; not published measurements | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria, per its site | Nigeria |
| Apps | Android and iOS | Android and iPhone |
| Store listing | Google Play 100K+ downloads, 4.5 from 4.83K reviews | Google Play 4.7 |
What Pandar offers, as it describes it, beside how Yesa handles the same thing.
| Pandar (per its site) | Yesa | |
|---|---|---|
| 1 | Sending crypto out is switched off, per its help centre (updated June 2025). | Buy crypto and send it out, as well as sell it. |
| 2 | Payout in minutes, stated on its store listing. | A measured payout median of 4.7 seconds across 1,700 payouts. |
| 3 | Lists five or six coins depending on the page, and publishes trade terms for each gift card. | Sells eight coins including Litecoin, USDC on six networks, and 17 gift card brands. |
None of this makes Pandar a bad choice. It means the answer depends on what you are cashing out and how you want to be paid.
You see the naira figure before you send crypto or upload a card, and the sale settles at that figure.
On crypto and on gift cards, the amount on your screen is the amount that lands in your naira balance.
Sell crypto for naira, or buy ten coins with naira from your balance or by bank transfer, in one app.
Gift cards, airtime, data, TV and electricity from the same naira balance, and withdrawals to any Nigerian bank, with a measured median payout of 4.7 seconds across 1,700 payouts.
Pandar suits you if you trade gift cards often and like reading each card's trade terms and an hourly rate table before you start.
Yesa suits you if you want the naira figure on screen first, zero sell fees, or to send crypto out as well as sell it.
The full side-by-side is on Yesa vs Pandar, and every platform we have reviewed is listed on Yesa compared.
Pandar is an operating platform with a live app and website; our facts about it come from those. What we could not find on its site is marked as not published. Nigeria's Securities and Exchange Commission regulates digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
No transaction fees on crypto, per its help centre; a naira withdrawal fee applies, per its help centre.
Listed in its site menu; we could not find how buying works.
Paid in minutes, stated on its store listing; not published measurements.
If you want the rate on screen before you send, zero sell fees and both buying and selling in one app, that is what Yesa is built for. Yesa vs Pandar lays the two side by side.
The Yesa Team. Details checked 12 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.