Yesa shows your naira amount before you sell, charges zero sell fees, and pays your bank in a measured median of 4.7 seconds across 1,700 payouts. Here is what you give up with Luno.
Luno facts are as Luno publishes them, checked 1 November 2026.
| Yesa | Luno (per its site, checked 1 November 2026) | |
|---|---|---|
| Fee on a sale | Zero sell fees on crypto and gift cards | 2% on Instant Sell |
| Payout to your bank | Median 4.7 seconds, measured across 1,700 payouts | 6 to 12 hours |
| Measured payouts published | Yes: a median of 4.7 seconds across 1,700 bank payouts | No |
| Gift cards | Sold for naira | None found on its site |
Luno is a crypto app with an Instant Sell option.
You see your naira amount on screen before you sell.
On the latest version of the app, your naira amount is held on the confirm screen, with a countdown. Confirm while it runs and you get the amount shown. If the market moves too far, you see a fresh price before anything is sold.
Zero sell fees on crypto and gift cards, and zero fees to buy crypto.
Sell crypto for naira, or buy nine coins with naira, in one app.
Gift cards and bills from one balance, with a measured median bank payout of 4.7 seconds across 1,700 payouts, and 78.8% under 10 seconds.
When you need help, you reach a real person.
You see the amount before you sell, you pay zero sell fees, your naira reaches your bank in seconds, and gift cards and bills sit in the same app.
What you give up with Luno, compared, is on Yesa vs Luno, and every platform we have reviewed is listed on Yesa compared.
Luno is a crypto app with an Instant Sell option. This page does not vouch for or warn against any company. Using Instant Sell means a 2% fee and 6 to 12 hours for naira to reach your bank, per its help centre, checked 1 November 2026. Yesa charges zero sell fees and pays your bank in a measured median of 4.7 seconds.
Instant Sell carries a 2% fee, per Luno's help centre, checked 1 November 2026. Yesa charges zero sell fees on crypto and gift cards.
6 to 12 hours for a bank withdrawal, per Luno's help centre, checked 1 November 2026. Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts.
For selling crypto, yes. Yesa charges zero sell fees where Luno charges 2% on Instant Sell, and pays your bank in a measured median of 4.7 seconds across 1,700 payouts where Luno's help centre says 6 to 12 hours.
Yesa, which we build. You see your exact naira amount before you sell, pay zero sell fees on crypto and gift cards, and get a bank payout with a measured median of 4.7 seconds. Yesa vs Luno lays the two side by side.
The Yesa Team. Yesa publishes this page and benefits if you choose Yesa. Facts about Luno come from what it publishes on its own website, help centre and store listing, checked 1 November 2026. If you spot an error, email support@yesaapp.ng and we will correct it.