Yesa shows your naira amount before you sell, charges zero sell fees, and pays your bank in a measured 4.7 seconds. Here is how Luno compares.
Luno's column is what it publishes, checked 1 November 2026. Yesa's column is what Yesa publishes.
| Yesa | Luno (per its site and help centre, checked 1 November 2026) | |
|---|---|---|
| Fee on a sale | Zero sell fees on crypto and gift cards, and zero fees to buy crypto | Instant Sell 2%. USDT/NGN order book: taker fee of 0.05% to 0.10% by monthly volume |
| Payout to your bank | Median 4.7 seconds, measured across 1,700 payouts | 6 to 12 hours after processing, per its help centre |
| Measured payout figure published | Yes | No |
| Gift cards | Sold for naira | Not found on its site |
Your price, held. On the latest version of the app, your naira amount is held on the confirm screen, with a countdown. Confirm while it runs and you get the amount shown. If the market moves too far, you see a fresh price before anything is sold.
You pay zero sell fees instead of 2%, and your naira reaches your bank in seconds, not hours. Gift cards and bills sit in the same app.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the amount shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
For selling crypto, yes. Yesa shows your naira amount before you sell, charges zero sell fees, and publishes a measured payout: a median of 4.7 seconds across 1,700 bank payouts. Luno charges 2% on Instant Sell and says a naira withdrawal takes 6 to 12 hours to reach your bank.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Luno charges 2% on Instant Sell and a taker fee of 0.05% to 0.10% on its USDT/NGN order book, per its fees page.
Yesa. It publishes a measured median of 4.7 seconds across 1,700 bank payouts, with 78.8% under 10 seconds. Luno says a naira withdrawal generally takes 6 to 12 hours to reach your bank, per its help centre.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 1 November 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from what they publish on their own websites, help centres and store listings, checked 1 November 2026. If you spot an error, email support@yesaapp.ng and we will correct it.