Top up MTN, Airtel, Glo or 9mobile airtime and data directly from USDT or another coin in the Yesa app, with the naira figure on screen before you confirm.
Open Bills in the Yesa app, choose Airtime, pick the network, enter the phone number and amount, choose your crypto under Pay from, and confirm. Data works the same way under Data. You can pay from USDT, Bitcoin or another coin you hold, or from your naira balance.
Airtime and data sit under Bills, beside electricity and TV. If you do not see Bills, update the app from your store; paying from crypto is in the latest version.
MTN, Airtel, Glo and 9mobile are listed. Pick the network of the number you are topping up.
Type the number carefully; airtime goes to whatever line you enter. Enter the naira amount of airtime you want.
Under Pay from, choose your crypto, such as USDT, or your naira balance. The app shows the naira figure the purchase will cost before you go further.
Check the number, the network and the amount, then confirm. You then enter your transaction PIN. The airtime lands on the line and the purchase appears in your history.
| Bill | Networks | Pay from |
|---|---|---|
| Airtime | MTN, Airtel, Glo, 9mobile | Crypto balance or naira balance |
| Data | MTN, Airtel, Glo, 9mobile | Crypto balance or naira balance |
Electricity and TV subscriptions are in the same Bills section; the pay with crypto page covers those.
If your income arrives in USDT, every naira bill otherwise means two steps: sell the crypto, wait for the naira, then pay. Paying from the crypto balance collapses that into one confirmation, and the app does the conversion at the rate shown on screen. If you would rather keep the crypto and spend naira, the naira balance is a tap away in the same Pay from choice, and you can fund it by selling any coin on Yesa with zero sell fees.
Airtime is the smallest thing you can do with crypto on Yesa. The same balance sells for naira in your bank: the exact figure is on screen before you confirm, zero sell fees, payout to any Nigerian bank account. Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees. The on-chain part, your crypto reaching Yesa, comes first and depends on the network you send on.
Yes. In the Yesa app, open Bills, choose Airtime, pick the network, enter the number and amount, choose USDT under Pay from and confirm. The naira figure is on screen before you confirm.
MTN, Airtel, Glo and 9mobile, for both airtime and data.
Yes. Data is beside Airtime in Bills and works the same way, with the plan list for the network you pick.
USDT, USDC, Bitcoin, Ethereum, BNB, Solana, TRON, Litecoin, Dogecoin or Shiba Inu, or your naira balance.
The purchase is confirmed in the app and the airtime is delivered to the line; dial *310# to see it. If a network is slow, the purchase shows as pending in your history until it clears.
Yes. Enter their number instead of yours and pick their network. The airtime goes to the number you enter, so check it before you confirm.
The Yesa Team. Details checked 27 October 2026. Codes and figures come from the institutions' own websites on the date shown; they change, so the bank, operator or regulator is the final word.