Yesa shows your naira amount before you sell, charges zero sell fees, and pays your bank in a measured median of 4.7 seconds across 1,700 payouts. Here is what you give up with Cardtonic.
Cardtonic facts are as Cardtonic publishes them, checked 1 November 2026.
| Yesa | Cardtonic (per its site, checked 1 November 2026) | |
|---|---|---|
| Fee on a sale | Zero sell fees on crypto and gift cards | Service fees apply, per its site; no figure published |
| Price held while you confirm | Yes, on the latest app | Not published |
| Measured payouts published | Yes: a median of 4.7 seconds across 1,700 bank payouts | No |
Cardtonic is a gift-card app.
You see your naira amount on screen before you sell.
On the latest version of the app, your naira amount is held on the confirm screen, with a countdown. Confirm while it runs and you get the amount shown. If the market moves too far, you see a fresh price before anything is sold.
Zero sell fees on crypto and gift cards, and zero fees to buy crypto.
Sell crypto for naira, or buy nine coins with naira, in one app.
Gift cards and bills from one balance, with a measured median bank payout of 4.7 seconds across 1,700 payouts, and 78.8% under 10 seconds.
When you need help, you reach a real person.
You see the amount before you sell, you pay zero sell fees, your naira reaches your bank in seconds, and gift cards and bills sit in the same app.
What you give up with Cardtonic, compared, is on Yesa vs Cardtonic, and every platform we have reviewed is listed on Yesa compared.
Cardtonic is a gift-card app. This page does not vouch for or warn against any company. Its site says you will be charged service fees to sell gift cards, and publishes no figure, checked 1 November 2026. It also publishes no measured payouts. Yesa charges zero sell fees on gift cards.
Yes. Its site says you will be charged service fees to sell gift cards, and publishes no figure, checked 1 November 2026. Yesa charges zero sell fees on gift cards and crypto.
Cardtonic publishes no measured payouts, checked 1 November 2026. Yesa publishes a median of 4.7 seconds across 1,700 bank payouts.
In Yesa's view, yes. Yesa sells gift cards with zero sell fees, shows your naira amount before you sell, and publishes a measured payout: a median of 4.7 seconds across 1,700 bank payouts. Cardtonic's site says service fees apply to gift-card sales. We found no crypto sell or buy option on its site; stablecoins only fund and leave its USD wallet.
Yesa, which we build. You see your exact naira amount before you sell, pay zero sell fees on crypto and gift cards, and get a bank payout with a measured median of 4.7 seconds. Yesa vs Cardtonic lays the two side by side.
The Yesa Team. Yesa publishes this page and benefits if you choose Yesa. Facts about Cardtonic come from what it publishes on its own website, help centre and store listing, checked 1 November 2026. If you spot an error, email support@yesaapp.ng and we will correct it.