Yesa shows your naira amount before you sell, charges zero sell fees, and pays your bank in a measured 4.7 seconds. Here is how Cardtonic compares.
Cardtonic's column is what it publishes, checked 1 November 2026. Yesa's column is what Yesa publishes.
| Yesa | Cardtonic (per its site and store listing, checked 1 November 2026) | |
|---|---|---|
| Sell or buy crypto | Yes | We found no crypto sell or buy option on its site; stablecoins only fund and leave its USD wallet |
| Fee on a sale | Zero sell fees on crypto and gift cards, and zero fees to buy crypto | Service fees to sell gift cards, amount not published |
| Your amount on screen before you sell | Yes | A calculator estimate. Its site says rates can change frequently |
| Price held while you confirm | Yes, on the latest app | Not published |
| Measured payout figure published | Yes | No |
Your price, held. On the latest version of the app, your naira amount is held on the confirm screen, with a countdown. Confirm while it runs and you get the amount shown. If the market moves too far, you see a fresh price before anything is sold.
You sell gift cards and crypto in one app, with zero sell fees and a bank payout that is measured and published.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the amount shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
In Yesa's view, yes. Yesa sells gift cards with zero sell fees, shows your naira amount before you sell, and publishes a measured payout: a median of 4.7 seconds across 1,700 bank payouts. We found no crypto sell or buy option on its site; stablecoins only fund and leave its USD wallet.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Cardtonic says gift-card sellers are charged service fees, and does not publish the amount.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, with 78.8% under 10 seconds. Cardtonic publishes no measured payout figure.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 1 November 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from what they publish on their own websites, help centres and store listings, checked 1 November 2026. If you spot an error, email support@yesaapp.ng and we will correct it.