Breet is popular for a reason: send crypto, get naira, no sell button. But it charges up to 1.5% on the sale, converts at whatever the rate is when your deposit lands, and sells only two coins for naira. Here are seven alternatives and what each one changes, checked on 15 October 2026.
The best Breet alternative depends on what you want to change. To see the exact naira figure before you sell and pay zero fees, we built Yesa for that. For Breet-style automatic conversion with no fee advertised, look at Monica or Spenda. For limit orders on a full exchange, Busha, Luno or Obiex. Breet itself charges 1.5% on sales under $1,000 and ₦50 per withdrawal.
Breet converts automatically: you send crypto to your Breet address and it becomes naira at the prevailing rate. Credit where it is due: it publishes its fees and payout times, which many apps do not.
1.5% on sales up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000.
₦50 on every naira withdrawal, from a ₦2,000 minimum, expected in your bank within 5 minutes.
23 cryptocurrencies to sell. For buying with naira, USDT and USDC only, from $10.
Sources, checked 15 October 2026: sell fees, withdrawals, coins, buying.
We build Yesa, so yes, we put ourselves first on this list. For every app we say what it does well and what to watch, we only state what the app itself publishes, and we link the pages so you can check. Our full side by side with Breet is on Yesa vs Breet.
Best for: seeing the exact naira figure before you sell, zero fees, and buying with naira too.
The biggest difference from Breet: nothing converts until you press sell. You send crypto to your own Yesa address, see the naira amount on screen, and sell when you are happy with it, then withdraw to any Nigerian bank. You can sell USDT, BTC, ETH, SOL, BNB, USDC, LTC and TRX, and buy ten coins with naira, by bank transfer or from your Yesa balance.
Yesa charges zero fees to sell crypto, to buy crypto and to sell gift cards, where Breet charges up to 1.5% on the sale.
Bank payouts have a measured median of 4.7 seconds. These are historical measurements, not guarantees.
What to watch: if you like that Breet sells for you automatically, Yesa is the opposite: the sale is a step you take. We also list fewer coins to sell than Breet.
Best for: Breet-style automatic conversion with no fee advertised.
Monica converts crypto to naira as soon as it arrives, much like Breet, and advertises zero transaction and withdrawal fees. It accepts BTC, USDT, USDC, ETH, SOL, BNB and TRX, with USDT on TRC-20, ERC-20, BEP-20 and Solana, and USDC on Base. You can also buy USDT with naira after a bank transfer top-up, from 1,000 naira. On the Play Store it shows 100K+ downloads and a 4.6 rating.
What to watch: like Breet, automatic conversion means you take the rate at the moment your deposit confirms. Its own pages disagree on whether the naira goes straight to your bank or to your Monica balance first.
Sources, checked 15 October 2026: homepage, buy USDT, Play Store.
Best for: automatic conversion straight into a naira wallet.
Spenda converts crypto to naira automatically before it lands in your Spenda wallet, then offers instant transfers to any bank. It does not hold crypto for you. It shows 100K+ downloads and a 4.6 rating from more than 8,000 Play Store reviews.
What to watch: its supported coins, networks and fees are not published on its website, so confirm them in the app before you send anything.
Sources, checked 15 October 2026: crypto deposits, FAQ, Play Store.
Best for: limit orders and a much larger coin list.
Busha is a full exchange that says it lists more than 70 digital assets. You sell instantly or with a limit order that waits for your price, and you can buy with naira by bank transfer or card, including recurring buys. It shows 500K+ downloads and a 4.3 rating on the Play Store.
What to watch: selling and withdrawing are separate steps, and we could not find a published naira withdrawal fee or payout time on its help pages.
Sources, checked 15 October 2026: site summary, Play Store.
Best for: order-book prices on a large, long-running exchange.
Luno has two ways to sell: instant sell at a published 2% fee, or the naira order book at a 0.10% taker fee for USDT and USDC. It lists 61 coins for customers verified in Nigeria and lets you buy after a bank transfer deposit. It is the biggest app here by downloads, with 10M+ and a 3.9 rating on the Play Store.
What to watch: its help centre says a naira withdrawal generally takes 6 to 12 hours, far slower than Breet's stated 5 minutes.
Sources, checked 15 October 2026: fees in Nigeria, naira withdrawals, Play Store.
Best for: zero advertised fees and the highest store rating here.
Obiex lists more than 20 coins and advertises zero fees on buying and selling. You sell by instant swap or limit order, and buy with its NGNX naira balance. It has a 4.8 rating with 100K+ downloads on the Play Store.
What to watch: the naira lands in its wallet first, so check the withdrawal fee and minimum in the app; it does not publish a payout time.
Sources, checked 15 October 2026: homepage, fees, Play Store.
Best for: a simple sell button and low published withdrawal fees.
On Pandar you deposit, press Sell Crypto, and the naira lands in your Pandar wallet. Its help centre says it charges no transaction fees on crypto, and it lists withdrawal fees of ₦100 up to ₦50,000 and ₦150 above. It shows 100K+ downloads and a 4.5 rating on the Play Store.
What to watch: its help centre lists five coins, against Breet's 23, and it does not let you buy crypto with naira.
Sources, checked 15 October 2026: fees, withdrawal fees, how selling works, Play Store.
Best for: a long-running all-rounder with a lot of coins.
Roqqu lists more than 100 cryptocurrencies. Its fees page lists 2% to buy, sell and swap, and lists fiat deposits and withdrawals at $0 without mentioning naira. Its store listing says withdrawals are processed within 30 minutes. It shows 1M+ downloads and a 4.3 rating on the Play Store.
What to watch: 2% is a higher sale fee than Breet charges on any amount, and its supported USDT networks are not published.
Sources, checked 15 October 2026: fees, Play Store.
Only what each app publishes about itself. "Not published" means we could not find it on the app's website, help centre or store listing on 15 October 2026.
| App | How the sale works | Fee on the sale | Where the naira lands | Buy with naira |
|---|---|---|---|---|
| Breet | Automatic on deposit | 1.5% to 0.5% by size | Breet wallet, then bank (₦50) | USDT and USDC only |
| Yesa | You press sell at the figure on screen | Zero | Yesa balance, then any bank | Yes, ten coins, zero fees |
| Monica | Automatic on deposit | Zero (advertised) | Its pages disagree: bank or Monica balance | USDT, after a bank top-up |
| Spenda | Automatic on deposit | Not published | Spenda wallet, then bank | Not published |
| Busha | Instant sell or limit order | Not published | Busha wallet, then withdraw | Yes: bank transfer or card |
| Luno | Instant sell or order book | 2% instant; 0.10% taker | Luno wallet; 6 to 12 hours to bank | Yes, after a bank deposit |
| Obiex | Swap or limit order | Zero (advertised) | Naira wallet, then withdraw | Yes, via its NGNX balance |
| Pandar | You press sell | None (per its help centre) | Pandar wallet, then withdraw | No |
| Roqqu | You sell in the app | 2% | Roqqu wallet, then withdraw | Not stated on its site |
Withdraw any naira left in your Breet wallet to your bank first, so nothing is stranded.
Copy the deposit address in the new app and pick the same network it shows. A different network can lose the coins.
Send a small test, check it arrives, then send the rest. Never reuse an address you have not checked in the new app.
Comparing more widely? See the best crypto to naira apps, the best apps to buy crypto with naira, or our comparisons for USDT and Litecoin.
It depends on which part of Breet you want to change. If you want to see the exact naira figure before you sell and pay zero fees, we built Yesa for that. If you like Breet's automatic conversion but want no fee on the sale, Monica and Spenda also convert on arrival. If you want limit orders on a full exchange, look at Busha, Luno or Obiex.
Breet's help centre lists a selling fee of 1.5% on sales up to $999, 1% from $1,000 to $4,999 and 0.5% from $5,000, plus ₦50 on every naira withdrawal. On a $100 sale that is $1.50 before the withdrawal fee.
Yes. Yesa charges zero fees to sell crypto, to buy crypto and to sell gift cards. Monica, Obiex and Pandar also say they charge no fee on the sale. Compare the final naira figure rather than the fee line, and check what it costs to withdraw the naira to your bank.
On Yesa nothing converts until you press sell, and the naira amount is on screen before you do. Breet, Monica and Spenda convert automatically when your deposit lands, at the rate at that moment. Busha, Luno and Obiex let you set a limit order that waits for your price.
On several. Yesa sells ten coins for naira with zero fees, paid by bank transfer or from your Yesa balance. Busha takes bank transfer or card, Luno and Monica take a bank transfer first, and Obiex uses its NGNX naira balance. Breet itself sells only USDT and USDC.
Withdraw your Breet naira balance to your bank first, so nothing is left behind. Then copy your new deposit address, choose the same network it shows, and send a small amount before the rest. Never send to an old address you have not checked in the new app.
The Yesa Team. Platform details checked 15 October 2026. Competitor information comes from their own websites, help centres and store listings; store ratings change often. If you spot something out of date, tell us and we will correct it.