Two ways to turn crypto or gift cards into naira. Here is what each one states, the differences that matter, and who each suits.
Nosh's column is what its own site says, checked 12 October 2026. Yesa's column is what Yesa publishes.
| Nosh (per its site) | Yesa | |
|---|---|---|
| What it is | A gift-card app that also converts crypto, pays bills, sells eSIMs and books flights, in Nigeria and Ghana, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: it lists converting crypto to naira, per its site | Yes, at the rate on screen before you send |
| Buy crypto with naira | Not listed on its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Not listed on its site | Yes |
| Gift cards | Yes: buy and sell gift cards, per its site | Yes, sold for naira |
| Bills and airtime | Airtime, data, electricity, wi-fi, TV and betting wallets in Nigeria, plus international bills including water, paid in naira, cedis or dollars, per its site | Airtime, data, TV and electricity |
| Fee on a sale | No fee schedule published; its store listing marks airtime, data and bills as zero fee | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | A rate calculator on the web and in the app, per its site | On screen before you send or confirm |
| Payout to a Nigerian bank | Credited to your Nosh wallet within a few minutes, per its FAQ; its store listing says naira payment to any Nigerian bank account is instant | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Ghana, per its site | Nigeria |
| Apps | Android, iOS and web | Android and iPhone |
| Store listing | Google Play 500K+ downloads, 4.3 | Google Play 4.7 |
What Nosh offers, as it describes it, beside how Yesa handles the same thing.
| Nosh (per its site) | Yesa | |
|---|---|---|
| 1 | Gift cards first, with crypto conversion as one feature among bills, eSIMs and flights. | Crypto and gift cards treated as equals: sell either, buy crypto, and pay bills from one balance. |
| 2 | Publishes a wallet-credit time (within a few minutes) and calls bank payment instant in its store listing, but no fee schedule or coin list. | Zero fees to sell or buy crypto, and to sell gift cards; eight named coins published, with a measured bank payout median of 4.7 seconds. |
| 3 | Pays out in Ghana as well as Nigeria. | Nigeria only, with the rate on screen before you send or upload. |
Nosh: you buy and sell gift cards often, or want flights and eSIMs in the same app.
Yesa: you want crypto and gift cards treated as equals, with the rate on screen first, zero sell fees and a published payout speed.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the figure shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
It depends on what you value. The differences are laid out above, each with the Yesa side beside it. Yesa is built around the rate on screen first, zero sell fees, and buying and selling in one app. Pick by the one thing that matters most to you.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Nosh: No fee schedule published; its store listing marks airtime, data and bills as zero fee.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, historical rather than guaranteed. Nosh: Credited to your Nosh wallet within a few minutes, per its FAQ; its store listing says naira payment to any Nigerian bank account is instant.
Yes. Nothing stops you holding both apps and choosing per transaction. Many people check the naira figure in two apps before a large sale.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 12 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.