A gift-card app that also converts crypto, pays bills, sells eSIMs and books flights, in Nigeria and Ghana, per its site. This review sets out what Nosh says about itself, what we could and could not find, and where it differs from Yesa, so you can pick the one that fits how you cash out.
Facts as Nosh publishes them, checked 24 September 2026.
| Nosh (per its site) | Yesa | |
|---|---|---|
| What it is | A gift-card app that also converts crypto, pays bills, sells eSIMs and books flights, in Nigeria and Ghana, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: it lists converting crypto to naira, per its site | Yes, at the rate on screen before you send |
| Buy crypto with naira | Not listed on its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Not listed on its site | Yes |
| Gift cards | Yes: buy and sell gift cards, per its site | Yes, sold for naira |
| Bills and airtime | Airtime, data, electricity, wi-fi, TV and betting wallets, in naira, cedis or dollars, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Not published on its site | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Shown in the app | On screen before you send or confirm |
| Payout to a Nigerian bank | Credited to your Nosh wallet within a few minutes, per its FAQ; no bank-withdrawal time published | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Ghana, per its site | Nigeria |
| Apps | Android, iOS and web | Android and iPhone |
| Store listing | Google Play rating 4.3 | Google Play 4.7 from 64 reviews |
What Nosh offers, as it describes it, beside how Yesa handles the same thing.
| Nosh (per its site) | Yesa | |
|---|---|---|
| 1 | Gift cards first, with crypto conversion as one feature among bills, eSIMs and flights. | Crypto and gift cards treated as equals: sell either, buy crypto, and pay bills from one balance. |
| 2 | Publishes a wallet-credit time (within a few minutes) but no bank-withdrawal time, fee schedule or coin list. | Zero sell fees and eight named coins published, with a measured bank payout median of 4.7 seconds. |
| 3 | Pays out in Ghana as well as Nigeria. | Nigeria only, with the rate on screen before you send or upload. |
None of this makes Nosh a bad choice. It means the answer depends on what you are cashing out and how you want to be paid.
You see the naira figure before you send crypto or upload a card, and the sale settles at that figure.
On crypto and on gift cards, the amount on your screen is the amount that lands in your naira balance.
Sell crypto for naira, or buy ten coins with naira from your balance or by bank transfer, in one app.
Gift cards, airtime, data, TV and electricity from the same naira balance, and withdrawals to any Nigerian bank, with a measured median payout of 4.7 seconds across 1,700 payouts.
Nosh suits you if you buy and sell gift cards often, or want flights and eSIMs in the same app.
Yesa suits you if you want crypto and gift cards treated as equals, with the rate on screen first, zero sell fees and a published payout speed.
The full side-by-side is on Yesa vs Nosh, and every platform we have reviewed is listed on Yesa compared.
Nosh is an operating platform with a live app and website; our facts about it come from those. What we could not find on its site is marked as not published. Nigeria's Securities and Exchange Commission regulates digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
We could not find a published fee schedule on Nosh's website when we checked; the app may show one at the point of sale.
Not listed on its site.
Credited to your Nosh wallet within a few minutes, per its FAQ; no bank-withdrawal time published.
If you want the rate on screen before you send, zero sell fees and both buying and selling in one app, that is what Yesa is built for. Yesa vs Nosh lays the two side by side.
The Yesa Team. Details checked 24 September 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.