Binance no longer pays naira to Nigerian banks, and its P2P market shows no naira offers. What Binance still does is send USDT to an outside address. Send it to Yesa, sell at the naira figure on screen, and withdraw to your bank.
Binance delisted every naira P2P pair on 28 February 2024 and ended naira withdrawals on 8 March 2024, according to its own announcement. When we checked Binance's P2P market on 10 October 2026, it returned no offers to buy USDT for naira. So the naira part of this journey cannot happen on Binance.
What still works is an ordinary crypto withdrawal: USDT leaves your Binance account for an address you choose. Once it reaches Yesa you sell it there. The longer story of Binance and the naira is in Binance P2P alternatives for naira.
Open USDT in Yesa, choose a network on the deposit screen, and copy that address. The deposit screen in the app lists the networks Yesa accepts for each coin. Match the network on both ends, and send a small test amount first.
In the Binance app, go to Assets, then Send or Withdraw, and pick USDT. Choose the on-chain option, not a transfer to another Binance user. Menu names can change between app versions.
Binance asks which of your Binance accounts the USDT comes from. Paste the Yesa address.
Choose the same network you chose on the Yesa deposit screen. Binance's own guide warns that a mismatch can mean a permanent loss.
Enter the amount. Binance shows the network fee and the final amount, and lets you choose whether the fee is added on top or taken from what you typed.
Slide to confirm, then approve with your passkey or two-factor code. For a new address Binance shows a safety prompt and suggests a small test first.
When the USDT appears, sell it at the naira figure on screen and withdraw to any Nigerian bank account.
| Screen | What it is asking | What to do |
|---|---|---|
| Account choice | Binance keeps separate balances, such as Spot and Funding, and asks which one to send from | Pick the one that holds the USDT. If the balance looks short, check whether some of it is in an open order or an Earn product |
| Fee handling | Whether the network fee is added on top or taken out of the amount you typed | Either is fine; just read the final amount that will arrive before you confirm |
| Network list | Every network Binance can send USDT on, often more than any one receiver accepts | Pick only a network that also appears on your Yesa deposit screen, never just the cheapest |
Binance may also hold a withdrawal for a security review, for example after a password change or on a new device, and some accounts use an address whitelist that must be set before a new address can receive funds. Both are Binance settings; your Yesa address stays the same.
Binance gives every withdrawal a transaction ID. If the USDT has not reached Yesa, paste that ID into the network's explorer: a confirmed transfer to the right address on the right network will show in Yesa. Then sell at the naira figure on screen, which is the figure the sale settles at, with zero sell fees, and send the naira to any Nigerian bank, including OPay, Kuda and Moniepoint.
Today's figure is on the USDT to naira rate page. This guide explains how to move and sell crypto you already hold. It is not a view on whether to sell, hold or buy any coin, and nothing here is financial advice.
No. Binance ended naira withdrawals in March 2024. Withdraw the USDT to your Yesa deposit address instead, sell it at the naira figure on screen, and withdraw the naira to your bank.
One that your Yesa USDT deposit screen also lists. Binance shows many networks; the cheapest is only right if the receiving side accepts it.
Binance can hold a withdrawal for a security review, for example after a recent account change. Once Binance sends it, the time depends on the network. Track it with the transaction ID Binance gives you.
No. Internal transfers only reach other Binance users. Use the on-chain withdrawal to your Yesa address.
Only if your Yesa deposit screen shows one. If it shows none, leave the memo field empty.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 10 October 2026. Details about other apps and platforms come from their own help centres and announcements on the date shown; menu names, limits and fees can change between app versions. If anything here is out of date, email support@yesaapp.ng and we will correct it.