Short answer: Yesa, which we build. It publishes a measured bank payout time: a median of 4.7 seconds across 1,700 payouts, with 78.8% under 10 seconds. Most apps say "instant" or give a range.
| App | Bank payout, as each app publishes it |
|---|---|
| Yesa | Median 4.7 seconds, measured across 1,700 payouts; 78.8% under 10 seconds |
| Breet | 5 to 15 minutes (its Bitcoin page); within 5 minutes (its help centre) |
| Roqqu | "Processed within 30 minutes" (its store listing) |
| Busha | "Within minutes" (its help centre) |
| Luno | 6 to 12 hours after the withdrawal is processed (its help centre) |
| Koyn | No bank payout time found on its website |
Yesa publishes the number: bank payouts have a median of 4.7 seconds across 1,700 payouts. The USDT part depends on the network you send on.
Yesa is the only one we found that publishes a measured figure: a median of 4.7 seconds across 1,700 bank payouts. Others publish minutes or hours, as the table shows.
Usually the network clock: the coin has not finished confirming. Check the deposit status in the app; the naira side moves once the deposit lands.
The Yesa Team. Yesa publishes this page. Payout times for other apps are what each publishes on its own website, help centre or store listing, checked 4 November 2026.