Short answer: Yesa, which we build. You see the exact naira for your Bitcoin before you confirm, you pay zero sell fees, and bank payouts on Yesa have a measured median of 4.7 seconds across 1,700 payouts.
Indicative market rate. The rate you see in-app is the rate that settles.
Three of the names you'll still see in Bitcoin guides are gone: Binance has had no naira market since March 2024, Paxful shut down in November 2025, and Yellow Card closed its app to individuals on 1 January 2026. Here is what the apps you can use today give you, on the things that decide your naira.
Today's figures for 0.001, 0.01 and 0.1 BTC are on our Bitcoin to naira rate page, and the full walk-through is in our guide to sell Bitcoin in Nigeria.
Yesa. The naira is on screen before you confirm, sell fees are zero, and bank payouts have a measured median of 4.7 seconds across 1,700 payouts.
Yesa sales happen in the app on Android and iPhone, not on a website. Whatever you use, compare the naira shown before you confirm, the payout speed and the fee on the sale.
Two clocks: the Bitcoin network has to confirm your deposit, which takes longer than stablecoins, and then the bank payout. On Yesa the payout median is 4.7 seconds. Luno's help centre says 6 to 12 hours.
No. Binance has offered no naira market since March 2024, and Paxful shut down in November 2025.
Yes. Buying, holding and selling cryptocurrency is legal for individuals. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits may be taxable.
The Yesa Team. Yesa publishes this page. Rival facts come from each app's own website, help centre and store listing, checked 4 November 2026.