More Nigerian contractors are paid in USDC every month, and the payroll platforms stop at your wallet. This guide covers which networks each platform sends on, how to match them, and how to turn the USDC into naira at a rate you see before you send.
From each platform's own help pages, checked on 20 September 2026. Your account shows what is available to you; eligibility differs by country and by client.
| Platform | USDC networks it sends on | Its fee | Works with Yesa on |
|---|---|---|---|
| Deel (Stablecoins Transfer) | Ethereum, Base, Polygon, BNB Smart Chain, Solana | 2% service charge plus a $1 network fee; $5 minimum | All five |
| Rise | Arbitrum (its main network), Ethereum, Polygon, Optimism, Avalanche | Network gas only on the wallet route, close to nothing on Arbitrum | Arbitrum, Ethereum, Polygon. Not Optimism or Avalanche. |
| Bitwage | Ethereum or Stellar | See its fee page | Ethereum only. Not Stellar. |
| Remote | Base, Polygon, Aptos, through a payments partner | Not stated | The partner's supported-country list for stablecoin payouts did not include Nigeria when we checked. |
Rise also offers a direct naira payout: a $10 flat fee plus a 1.35% exchange margin, up to ₦7,500,000 per payout. If that suits you, it is one step. The wallet route above is worth comparing when you want to see the exact naira rate before converting, or hold the USDC and convert when you choose.
Choose USDC in Yesa and open your deposit address. Yesa accepts USDC on Ethereum (ERC-20), Solana, Polygon, BNB Smart Chain (BEP-20), Base and Arbitrum. Note which of those your payroll platform can send on.
On Deel it is called Stablecoins Transfer. On Rise, choose a USDC withdrawal to an external wallet.
Pick a network that both sides support, then paste the Yesa address for that same network. This is the step that matters most.
The first time, withdraw a small amount and watch it arrive before you move a full month's pay.
When the USDC shows in Yesa, sell at the payout rate shown and withdraw to any Nigerian bank account.
The same USDC costs very different amounts to move depending on the network. Ethereum transfers usually cost a few dollars. Base, Arbitrum, Polygon and Solana usually cost a cent or less and confirm in seconds. If your platform offers one of those four, there is rarely a reason to pay Ethereum fees.
One detail on BNB Smart Chain: USDC there is a Binance-pegged version, not issued by Circle. It is accepted, and it behaves the same for cashing out.
Your Yesa deposit screen is the final word: send only on a network it lists, and send a small test amount the first time. For every network in one place, see USDC to naira by network.
Use Deel's Stablecoins Transfer to send USDC to your Yesa deposit address on a network both support (Ethereum, Base, Polygon, BNB Smart Chain or Solana), then sell at the rate on screen in Yesa and withdraw to your bank. Deel lists a 2% service charge plus a $1 network fee for this withdrawal.
One that both your payroll platform and your Yesa deposit screen list. Among those, Base, Arbitrum, Polygon and Solana usually cost a cent or less, while Ethereum usually costs a few dollars.
Not to Yesa. Yesa accepts USDC on Ethereum (ERC-20), Solana, Polygon, BNB Smart Chain (BEP-20), Base and Arbitrum. On Rise choose Arbitrum, Ethereum or Polygon.
Funds sent on a network the receiving address does not support are usually not recoverable. Match the network on both sides, and send a small test amount first.
Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees. The on-chain part, your crypto reaching Yesa, comes first and depends on the network you send on.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 20 September 2026. Information about other products comes from their own help pages and documentation; if you spot something out of date, tell us and we will correct it.