Two ways to turn crypto or gift cards into naira. Here is what each one states, the differences that matter, and who each suits.
Busha's column is what its own site says, checked 12 October 2026. Yesa's column is what Yesa publishes.
| Busha (per its site) | Yesa | |
|---|---|---|
| What it is | A full Nigerian exchange: buy, sell and swap 80+ assets, with limit orders, bills, savings and a virtual dollar card, per its site | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same balance |
| Sell crypto for naira | Yes: instant sell, or a limit order at the rate you name | Yes, at the rate on screen before you send |
| Buy crypto with naira | Yes: buying is core, including a scheduled Auto Buy, per its site | Yes, ten coins, from a Yesa balance or by bank transfer |
| Swap between coins | Yes, between listed assets | Yes |
| Gift cards | Not published on its site | Yes, sold for naira |
| Bills and airtime | Airtime, data, electricity and vouchers, per its site | Airtime, data, TV and electricity |
| Fee on a sale | Not published for bank withdrawals on its support site when we checked | Zero sell fees on crypto and gift cards |
| Rate shown before you commit | Instant sell at the rate shown; limit orders wait for the rate you set | On screen before you send or confirm |
| Payout to a Nigerian bank | Its blog says naira payouts take 32 seconds, shown in a video; its help centre says within minutes. No published measurements | Median 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria and Kenya, per its site | Nigeria |
| Apps | iOS, Android and web | Android and iPhone |
| Store listing | Google Play 500K+ downloads, 4.3; its site says 1M+ users | Google Play 4.7 |
What Busha offers, as it describes it, beside how Yesa handles the same thing.
| Busha (per its site) | Yesa | |
|---|---|---|
| 1 | An exchange: limit orders that wait for a rate you name, 80+ assets, savings, loans and a virtual dollar card, per its site. | A sell screen, not an order book: the naira figure is on screen first and the sale settles at it. |
| 2 | Bank withdrawal fee not published on its support site; a 32-second payout is claimed on its blog from a video, not measurements. | Zero sell fees, and a published payout median of 4.7 seconds across 1,700 payouts. |
| 3 | Buying and selling on one account, including a scheduled Auto Buy. | Buying and selling in one app too, with zero fees to sell or buy crypto and to sell gift cards, all from the same balance. |
Busha: you want an order book, limit orders and a broad product set, and you are comfortable with an exchange.
Yesa: you want the naira figure on screen first, zero sell fees, a bank payout measured in seconds, and gift cards in the same app.
Android or iPhone. Your naira balance, deposit addresses and gift-card screen are ready as soon as you are in.
Pick the coin or the card. The naira figure is on screen before you send anything.
Sell at the figure shown and withdraw to any Nigerian bank. Or keep the naira and buy crypto, airtime or bills from the same balance.
It depends on what you value. The differences are laid out above, each with the Yesa side beside it. Yesa is built around the rate on screen first, zero sell fees, and buying and selling in one app. Pick by the one thing that matters most to you.
Yesa charges zero fees to sell or buy crypto, and to sell gift cards. Busha: Not published for bank withdrawals on its support site when we checked.
Yesa publishes a measured median of 4.7 seconds across 1,700 bank payouts, historical rather than guaranteed. Busha: Its blog says naira payouts take 32 seconds, shown in a video; its help centre says within minutes. No published measurements.
Yes. Nothing stops you holding both apps and choosing per transaction. Many people check the naira figure in two apps before a large sale.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 12 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.