You cannot send USDT straight into Kuda: it only holds naira. The fix is one step in between. Sell your USDT on Yesa at a rate you see first, then withdraw the naira to your Kuda account, usually in seconds.
In Yesa, add a withdrawal account: pick Kuda from the bank list and enter your 10-digit account number. Use an account in your own name. Your Kuda account number is shown in the Kuda app, under your account details.
Open USDT in Yesa and copy your personal deposit address. Send only on a network that screen lists, and send a small test amount the first time.
The naira amount is on your screen before you confirm the sale. Zero sell fees.
Withdraw from your Yesa naira balance to your Kuda account. Across 1,700 measured payouts, the median time to reach the bank was 4.7 seconds.
Cash out to another bank: OPay · PalmPay · Moniepoint · GTBank · Access Bank.
How to sell USDT for naira · USDT to naira rate today · Coins and networks Yesa supports
Yes. Sell your USDT on Yesa, then withdraw the naira to your Kuda account. The naira amount is on screen before you confirm the sale.
Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees. The on-chain part, your crypto reaching Yesa, comes first and depends on the network you send on.
No. Kuda holds naira, not crypto. Sell the USDT first, then withdraw the naira.
No. Yesa charges zero sell fees, on crypto and on gift cards.
Most payouts land in seconds. If a withdrawal is still pending after 30 minutes, email support@yesaapp.ng with the transaction reference from the app.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 29 September 2026. Facts about Yesa come from its own app and records on the date shown. If anything here is out of date, email support@yesaapp.ng and we will correct it.