A Lagos-built family of apps from Daya Labs: Daya Coins to buy and sell crypto with naira, Daya Borders for dollar and euro accounts, Daya Stocks, and business payments, per its website. Here is what Daya says about itself, what we could and could not confirm, and where it differs from Yesa, so you can decide with the facts in front of you.
Disclosure: Yesa is our app. We publish this page and benefit if you choose Yesa. Everything we say about other platforms comes from their own websites and store listings, read on 18 October 2026, and the sources are linked at the bottom. Where we could not find something, we say so rather than guess.
Daya is a real, operating company with a live website at daya.co and four apps on Google Play and the App Store. Its website copyright line names Daya Labs Limited, and its store listings are published by Daya Tech Inc. Its about page names its founders and their previous companies.
Its apps are new, so there is little public track record yet. On 18 October 2026 in Nigeria, Daya Coins had 100+ downloads on Google Play with a 5.0 rating from 11 reviews, and 5.0 from 9 ratings on the App Store; Daya Borders had 1K+ downloads and a 4.0 rating from 19 reviews. Small numbers like these say little either way.
Nigeria's Securities and Exchange Commission oversees digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
Facts as Daya publishes them, checked 18 October 2026, beside what Yesa publishes.
| Daya (per its site and store listings) | Yesa | |
|---|---|---|
| What it is | A Lagos-built family of apps from Daya Labs: Daya Coins to buy and sell crypto with naira, Daya Borders for dollar and euro accounts, Daya Stocks, and business payments, per its website | Sell or buy crypto and sell gift cards for naira, with bills and airtime from the same naira balance |
| Sell crypto for naira | Yes, in Daya Coins: sell in the app, then withdraw to your Nigerian bank account, per its website | Yes, at the exact naira amount on screen before you confirm |
| Buy crypto with naira | Yes: transfer naira to your own naira account in Daya Coins and buy, with no P2P and no minimum, per its website | Yes, with naira, from your Yesa balance or by bank transfer |
| Gift cards | Not listed on its website | Yes, sold for naira, with the rate on screen before you submit |
| Bills and airtime | Not listed on its website | Airtime, data, TV and electricity |
| Fees, as published | Its website says it charges no buy, sell, withdrawal or network fee on your side | Zero fees to sell crypto, to buy crypto and to sell gift cards |
| Rate before you commit | Not published on its site | The exact naira amount, on screen before you confirm |
| Payout to a Nigerian bank | Bank withdrawal time not published on its website | Any Nigerian bank. Median payout 4.7 seconds across 1,700 measured payouts; historical, not a guarantee |
| Markets | Nigeria, per its website | Nigeria |
| Apps | Separate Android and iPhone apps: Daya Coins, Daya Borders, Daya Stocks and Daya Business | Android and iPhone |
| Store listings | Daya Coins: Google Play 5.0 from 11 reviews, 100+ downloads; App Store 5.0 from 9 ratings. Daya Borders: Google Play 4.0 from 19 reviews, 1K+ downloads (Nigeria, 18 October 2026) | Google Play and the App Store |
| Who runs it | Its website names Daya Labs Limited; its store listings are published by Daya Tech Inc | Registered with the CAC as Yesatrix Technologies Limited, RC 9897554 |
Daya Coins keeps buying simple. Its website says it charges no buy, sell, withdrawal or network fee on your side. It also says there is no P2P: you fund your own naira account by bank transfer and buy.
Daya Coins lists Bitcoin, Ethereum, Solana, USDT and USDC, plus trending tokens and any token you add by contract address. Daya Borders gives Nigerian freelancers a US dollar account with US account and routing details and a euro account, with no fee on incoming payments, per its store listing. Both carry plain risk warnings about volatile assets.
What Daya offers, as it describes it, beside how Yesa handles the same thing.
| Daya (per its site) | Yesa | |
|---|---|---|
| 1 | Separate apps for crypto (Daya Coins), dollar and euro accounts (Daya Borders) and stocks (Daya Stocks). | One app: sell or buy crypto, sell gift cards, and pay bills from one naira balance. |
| 2 | Its website says it charges no buy, sell, withdrawal or network fee on your side. | Zero fees to sell crypto, to buy crypto and to sell gift cards, with the exact naira amount on screen before you confirm. |
| 3 | Bank withdrawal time not published on its website. | A measured median bank payout of 4.7 seconds across 1,700 payouts, historical rather than guaranteed. |
| 4 | No gift cards or bills on its website. | Gift cards sold for naira, plus airtime, data, TV and electricity. |
None of this makes Daya a bad choice. It means the right app depends on what you are selling and how you want to be paid. Whichever app you use, send a small amount first and check that the naira lands.
You see the naira figure before you confirm a crypto sale, and the sale settles at that figure. For a gift card, the rate is on screen before you submit.
Zero fees to sell crypto, to buy crypto and to sell gift cards. The amount on your screen is the amount that lands in your naira balance.
Withdraw to any Nigerian bank account. Across 1,700 measured bank payouts the median was 4.7 seconds; historical, not a guarantee.
Buy crypto with naira, sell gift cards, and pay for airtime, data, TV and electricity from the same balance.
Daya suits you if you want to trade trending tokens or any token by contract address, or you are a freelancer who wants a US dollar account to receive client payments.
Yesa suits you if you want crypto, gift cards and bills in one app, the exact naira amount on screen before you confirm, and zero fees.
Every platform we have reviewed is listed on Yesa compared.
Sources, read 18 October 2026: Daya website; Daya Coins page; Daya about page; Daya downloads page; Daya Coins on Google Play; Daya Borders on Google Play; Daya Coins on the App Store. Store ratings are for the Nigeria storefront on that date and move as new reviews arrive.
Daya is an operating company with a live website and four apps on Google Play and the App Store. Its website names Daya Labs Limited, and its store listings are published by Daya Tech Inc. Its apps are new, with small store numbers so far: Daya Coins had 100+ downloads on Google Play on 18 October 2026. Nigeria's Securities and Exchange Commission oversees digital asset services under the Investments and Securities Act 2025. Any platform's current standing is best checked on the SEC's own website, not on a competitor's page, including this one.
Daya Coins is Daya's app for buying and selling crypto with naira. You transfer naira to your own naira account in the app, buy, and later sell back to naira and withdraw to your Nigerian bank, per its website. It says there is no P2P and no minimum.
Its website says it charges no buy, sell, withdrawal or network fee on your side. Yesa charges zero fees to sell crypto, to buy crypto and to sell gift cards.
Daya Borders gives you a US dollar account and a euro account to receive payments from clients abroad, with no fee on incoming payments, then lets you convert to naira and withdraw to a Nigerian bank, per its store listing.
We could not find gift cards on Daya's website. On Yesa you can sell gift cards for naira, with the rate on screen before you submit.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 18 October 2026. Yesa publishes this page and benefits if you choose Yesa. Facts about other platforms come from their own websites and store listings on the date shown; we state what each one publishes and say what we could not find. If you spot an error, email support@yesaapp.ng and we will correct it.