Polymarket pays out in crypto, not naira. Since April 2026 your balance there is held in Polymarket's own dollar token, and a withdrawal turns it back into USDC. This guide covers the one setting that matters, and how to turn that USDC into naira in your bank.
This guide covers moving funds you already hold. It is not a view on prediction markets, and whether you may use one depends on its terms and the law where you live.
On 28 April 2026 Polymarket moved its balances from bridged USDC.e to its own token, pUSD, which it describes as backed one to one by USDC on Polygon. Day to day that changes nothing for you. It matters only when you withdraw.
When you withdraw, Polymarket converts pUSD back into native USDC on Polygon. That is exactly what Yesa accepts. Polymarket's documentation also allows withdrawing pUSD itself, and warns that some platforms do not accept pUSD deposits. Yesa is one of them: withdraw USDC, not pUSD.
Choose USDC, pick Polygon, and copy the address shown for that network. Yesa accepts USDC on Ethereum (ERC-20), Solana, Polygon, BNB Smart Chain (BEP-20), Base and Arbitrum.
Paste your Yesa address as the recipient.
Polymarket lets you choose the token, amount and network. USDC on Polygon is the simplest match. If you pick another network, it must be one your Yesa deposit screen lists, and the address must be the one for that same network.
Polymarket says it charges no withdrawal fee, so a test costs almost nothing. Watch it arrive in Yesa before you move the rest.
When the USDC shows in Yesa, sell at the payout rate shown and withdraw to any Nigerian bank account.
The pUSD to USDC conversion runs through a liquidity pool. If it is exhausted, Polymarket's advice is to split the withdrawal into parts or wait for the pool to be refilled.
For amounts above $50,000, Polymarket suggests splitting the withdrawal.
Polymarket charges no withdrawal fee, but says conversion and routing can carry a small cost. Check the amount you will receive before you confirm.
No. Polymarket withdrawals are in crypto. Withdraw USDC to a platform that buys it for naira, sell there, and withdraw to your bank.
USDC on Polygon. Yesa accepts native USDC on Polygon. If you choose another network, it must be one your Yesa deposit screen lists, and you must use the address for that same network.
No. Yesa accepts USDC. In Polymarket's withdrawal screen keep the token set to USDC so the conversion happens before the funds leave.
Polymarket says withdrawals are free, and that conversion or routing can carry a small cost. The Polygon network fee is a cent or less.
Yesa shows a memo on the deposit screen only for networks that need one. If you see one, include it; if you see none, none is needed.
Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees. The on-chain part, your crypto reaching Yesa, comes first and depends on the network you send on.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 20 September 2026. Information about other products comes from their own help pages and documentation; if you spot something out of date, tell us and we will correct it.