No Nigerian app pays naira for BONK, WIF or a pump.fun token directly. The route that works is two moves: swap the token into SOL or USDC where it trades, then sell that for naira. Here is how to do both without losing money to slippage, clones or a wrong address.
This is a how-to for turning tokens you already hold into naira. It is not a view on whether to buy, hold or sell any token.
Memecoins live on Solana's decentralised exchanges. Naira lives in Nigerian banks. Nothing connects the two directly, so you first turn the token into something a naira platform buys. On Yesa that is SOL or USDC.
Which one? USDC keeps its dollar value while you move it. SOL's price keeps moving between your swap and your sale. If the naira amount matters more to you than holding SOL, swap into USDC.
Do it where the token trades: the Sell button on pump.fun while the coin is still on its bonding curve, or a swap in Phantom or on Jupiter once it has graduated. You receive SOL, or USDC if you choose it.
Thinly traded tokens move when you sell them. Look at the amount you received, not the price you saw before you tapped.
Choose SOL or USDC in Yesa and copy your personal deposit address. For USDC, send on Solana since that is where your tokens are.
In Phantom tap +, then Send, choose the token, paste the address and confirm. Send a small test first if the address is new to you.
Sell at the rate on screen in Yesa and withdraw to any Nigerian bank account.
| Where | When you use it | What it charges |
|---|---|---|
| pump.fun | The coin is still on its bonding curve. You sell back for SOL at any time, and every sell moves the price down. | 1.25% on bonding-curve trades. After a coin graduates it trades on PumpSwap at roughly 0.30% to 0.55%. |
| Phantom swap | You hold the token in Phantom and want the simplest path. | 0.85% on select pairs. Slippage is automatic unless you set it: 0.5%, 1%, 2% or a custom value. |
| Jupiter (jup.ag) | You want control over the route and the slippage. | Manual mode: no Jupiter commission, you set slippage and pay network fees. Ultra mode: 0% to 0.5% depending on the pair. |
Slippage is the gap between the price you saw and the price you got. On a thin token a large sell can move the price several percent by itself. Selling in parts is slower and costs more network fees, which on Solana are close to nothing.
The well known Solana tokens follow the same route. One extra check applies to all of them.
An SPL token on Solana. Swap BONK to USDC or SOL in Phantom or on Jupiter, then sell that for naira. Its mint address begins DezXAZ8z.
An SPL token on Solana. Same route. Confirm the mint address on the project's own site before you trade it.
The Jupiter exchange's own token, also SPL. Same route; Jupiter lists the official mint on its site.
An SPL token on Solana. Its mint address begins 6p6xgHyF. Many look-alikes use the same name.
The check: anyone can create a Solana token with any name and ticker. Only the mint address is unique. Before you swap, compare the mint address in your wallet with the one on the project's own website. A clone with the right name and the wrong address is worth nothing.
Every swap and transfer needs SOL for the network fee, about 0.000005 SOL each. Swap your last SOL away and the rest of the wallet is stuck until you top up.
Each token you ever held opened a small account that locks about 0.002 SOL. Closing empty token accounts returns it. Hold fifty dead tokens and that is about 0.1 SOL sitting idle.
Not directly. Naira platforms buy major coins, not individual memecoins. Swap the token to SOL or USDC where it trades, send that to Yesa, sell at the rate on screen and withdraw to your bank.
USDC keeps its dollar value while you move it; SOL's price moves. If you want the naira amount to stay close to what you saw when you swapped, use USDC. If you already hold SOL and want to keep things simple, SOL works too.
Check the amount you will receive before you confirm, not just the price. On thin tokens, sell in parts, and set a slippage limit in Phantom or Jupiter so a bad fill is rejected instead of accepted.
Compare the mint address in your wallet with the address published on the project's own website. Names and tickers can be copied by anyone; the mint address cannot.
Across 1,700 measured bank payouts on Yesa, the median payout time was 4.7 seconds. These are historical measurements, not guarantees. The on-chain part, your crypto reaching Yesa, comes first and depends on the network you send on.
Yes. Buying, holding and selling cryptocurrency is legal for individuals in Nigeria. Digital assets are recognised under the Investments and Securities Act 2025, and the Securities and Exchange Commission regulates digital asset services. Crypto is not legal tender, and profits from trading may be taxable, so keep your own records of what you buy and sell. This is general information rather than legal or tax advice; the Securities and Exchange Commission and the Central Bank of Nigeria publish the current position.
The Yesa Team. Details checked 20 September 2026. Information about other products comes from their own help pages and documentation; if you spot something out of date, tell us and we will correct it.